Changing Times call for Changing Attitudes

The Facts Are:

Most of our parents and grandparents lived on one income, worked at the same job and had the same address for theiir entire lives. They had no credit card debt, saved money from every paycheque and were able to get by on their pension and social security.

Today, pensions are a thing of the past, inflation has tripled the cost of basic necessities.... food, utilities, cars, fuel and homes. Hardships and bankruptcies are at all time highs, and most households cannot get ahead with 2 incomes.

Today, over 90% of Canadians are investing and saving only a fraction of what they will need. Most use credit just to live and are an illness or job loss away from financial devastation. Even the affluent are on a pace to achieve only a fraction of their potential.

Failure to use resources more effectively can cause a lifetime of financial stress, and can cost you a retirement fortune.

Be open minded to proven wealth building concepts that the informed affluent have used for decades to build wealth.

The 5 Biggest Wealth Builders:

	Creative Mortgages that reduce payment amounts or make the interest tax deductible, freeing up new capital to build wealth
	Equity earns 0% return! Using your home's equity to generate investment income can build you a retirement fortune!
	Using equity to reduce or elliminate high interest, installment or credit card debt.
	Reduction of tax liabilities with effective tax planning
	The use of tax free investments to generate additional income sources

Will You achieve your income potential if you continue to manage your affairs in the same way you do today?

$5,000 per year in new savings, invested for 30 years at a 10% return generates $822,470 for your retirement.

Copyright (C) 2009, Ledgers Financial Services Inc.